Everyone seems to be putting the blame somewhere. We need to think first. The people came from all over they brought these homes. That they could not pay for. Half of them were just house painters others were grass cutter yet they got homes for 5 hundred thousand. The mort. was 22-2,5oo a month. The day they move into these homes they were already behind in the mortg. Then they went out a got the biggest suv's they could get,some even brought boats, They stay a year or two and when they saw they were losing it they just left. It's not the mayor's fault. These people knew in the beginning they could not pay for these homes.But like so many of them said.I just put the house in my wife's name My credit is still good.